John E Young has been in the Mortgage Industry for 16 years and Licensed by PA Department of Banking for the past 13 years.

In less then 3 years as a Mortgage Originator, he was able to open his own Mortgage Company, and over 85% of his company’s business comes from referrals.

I have helped many clients fix and analyze their credit reports & get them on the right track as well as having experience in doing commercial loans.

John Specializes in FHA, VA, 203k, USDA, Conventional purchase programs – 3% down and NO PMI and has great refinance programs for cash out or just rate and term.

His overall and long-term goal is to maintain and strengthen his knowledge in this ever-changing mortgage & loan industry.

John has passed his state and national test and has met all requirements according PA Department of Banking and the Mortgage Industry standards.

His goal is to help his clients achieve higher levels of success by showing them ways to manage their debt and achieve financial freedom sooner.

We are in a time when the mortgage industry is challenged with a difficult economy and less and less available products. It is a refreshing reminder that hard work and determination can pay off.