MORTGAGE LOANS

Make your dream of owning a home a reality with a loan from Western State Bank! Whether you're building, purchasing, or refinancing your home, our Mortgage Loan officers will make the process easy, from pre-approval to closing, personally guiding you each step of the way.

Our home loan programs include:

• Fixed Rates
• Variable Rates
• FHA Loans
• VA Loans
• First-Time Homebuyer Loans

The Homebuying Process

• Use the Home Loan Financing Checklist as a resource to gather the additional documentation you may need to provide.
• To start the application process, choose a Mortgage Loan Officer to work with or to find out more about the mortgage loans available from Western, click here.
• One of our knowledgeable Mortgage Loan officers will contact you regarding your application after submission. They will go through any questions you have, inform you of financing options and provide expert advice.
• Your Mortgage Loan officer will communicate with you often regarding the next steps including choosing the loan that best meets your needs, closing costs, closing date and much more.

Western has a knowledgeable and experienced Mortgage Team that will work with you every step of the way. Thank you for giving us the opportunity to provide you with some information about home financing.

NOTE: It is Western State Bank's policy not to accept loan applications from individuals or businesses located more than 60 miles from our Devils Lake, Towner, Fargo, West Fargo, North Dakota, or Chandler, Casa Grande, Scottsdale, Arizona, bank locations unless the applicant is a current customer or has made prior arrangements with a bank officer. If you are outside of the area defined above and would like us to consider a loan for you, please contact one of our lending officers.