At Commercial National Bank of Texarkana, we are leaders in personal checking. We offer a variety of accounts including interest-bearing and non-interest bearing accounts, fee and non-fee accounts. Whatever your checking needs may be, Commercial National has an account designed to meet those needs.

Regular Minimum Balance Checking Account

The Regular Minimum Balance Checking Account is designed for those wanting complete accessibility to their funds with no or low monthly fees. This account comes with monthly statements which includes your check images.

Minimum Balance.....Fee
$1,000.00 & above.....None
$0 - $999.99..........$7.50

There is a $.12 charge for each check in excess of 20 checks per month when the balance falls below $1,000. Minimum opening deposit is $100.

If your account is dormant and the balance falls below $500.00, a $3.50 monthly statement fee will be assessed.

Checking with Interest

With a Checking with Interest Account from Commercial National Bank, you have the opportunity to earn interest while maintaining complete accessibility to your funds. With a minimum deposit of $1,000.00, you will begin earning interest immediately. If your minimum balance falls below $1,000 you will be charged $10.00 and you will not receive any interest for that month.

If your account is dormant and the balance falls below $500.00, a $3.50 monthly statement fee will be assessed.

Priority Checking

Priority Checking is an interest bearing checking account designed to give you all the advantages of an interest bearing checking account, plus the following features:

• unlimited checking
• distinctive personalized checks
• 90-day casualty protection & extended warranty
• credit card protection service
• discount safe deposit box rental
• accidental death & dismemberment insurance
• discount travel services
• hotel/motel savings
• discount car & truck rental
• discount pharmacy products
• automobile routing service
• discount contact lenses
• plus much, much more

For those fifty and older, this account is provided absolutely free of charge so long as the balance stays above $500.00. For those under fifty, this account is available for a monthly fee of $8.00. If your average balance falls below $500, you will be charged $8.00. Minimum opening deposit is $100.

If your account is dormant and the balance falls below $500.00, a $3.50 monthly statement fee will be assessed.

Priority Plus Checking

With Priority Plus, you will receive all the benefits of Priority Checking, plus higher levels of insurance coverage.

Priority Plus is available to customers who upgrade from Priority Checking for a monthly fee of $3.00.  It is also available to those under fifty for a flat fee of $8.00 and $3.00.

If your account is dormant and the balance falls below $500.00, a $3.50 monthly statement fee will be assessed.

Hometown Spirit Account

A free checking account with the following features:

• no monthly service charge
• no minimum balance requirements
• no limit on the number of checks written
• free ATM card
• monthly eStatements without check images
• free basic Online Banking services which includes electronic statement delivery, account information and check images
• if you wish to receive a paper statement, the monthly fee is $5.00

Minimum deposit to open is $100.

If your account is dormant and the balance falls below $500.00, a $3.50 monthly statement fee will be assessed.