After graduating with a Bachelors in Business Administration from the University of North Texas in 1993, Leslie "Monica" Mitchell (NMLS# 514513) began her journey into the mortgage business. Through her experience in various support roles, Monica gained a well-rounded knowledge that she uses to better serve her clients. In 2010 Monica joined Service First Mortgage – The Davidson Group because their expert knowledge of the mortgage industry complimented hown, as well as their commitment to customer service.

The Davidson Group, a branch of Service First Mortgage (NMLS# 166487), is headed by Linda Davidson (NMLS# 226135). Under her leadership The Davidson Group has ranked in the Top 20 in the nation for FHA/VA loans closed for the past 10 years, and in the Top 10 for FHA purchases. We are also experts in USDA, Texas Veteran Loans (TVLB), Conventional financing, and more. The Davison Group’s knowledge and expertise of even the most challenging loan programs allows us to secure the best financing option for each client’s specific need.

The expertise and excellent service provided by Monica Mitchell, Linda Davidson, and The Davidson Group has not gone unnoticed. We have consistently been voted the #1 team in customer satisfaction by Readers’ Choice in local Star Community newspapers for the past 16 years. Our repeat and referral business is a testament to how Service First Mortgage – The Davidson group operates. We lead people in the best direction for themselves and their family, we are rate competitive, we care more about the people than the loan, and we stay in touch – it’s that simple. Service First Mortgage – The Davidson Group doesn’t just have clients; we have Raving Fans!

If you, or someone you know, are looking to buy or refinance a home, Monica Mitchell and The Davidson Group is here to serve you. Simply call (903) 266-1611 today to talk with a mortgage planner or schedule a visit to our Canton office. Additionally, you can find more information about The Davidson Group by visiting our website at www.davidsongroup.net, or more information about Monica Mitchell at www.monicamortgageexpert.com.

Figure: 7 TAC §81.200(a)

Pursuant to the requirements of Section 157.007 of the Mortgage Banker Registration and Residential Mortgage Loan Originator License Act, Chapter 157, Texas Finance Code, you arehereby notified of the following:

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MA.IQ: PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEB SITE AT WWW.SML.TEXAS.GOV.