Scotiabank is a leading multinational financial services provider and Canada's most international bank. Since welcoming our first customers in Halifax, Nova Scotia, in 1832, Scotiabank has continued to expand its global reach. Today, through our team of more than 81,000 employees, Scotiabank and its affiliates offer a broad range of products and services, including personal, commercial, corporate and investment banking, to over 19 million customers in more than 55 countries around the world.

Our core purpose is to be the best at helping customers become financially better off by providing practical advice and relevant solutions. Scotiabank's continued growth and success is founded on several key factors:

• A committed team that lives our shared values and works together to provide customers with expert advice and service
  
  
• A solid foundation of key strengths and priorities, including a strong capital base, and excellent risk and expense management skills
  
  
• A straightforward business model anchored in diversification by business, geography, risk, and people, as well as a clear focus on a five-point strategy