Your HomeTown Bank Services

Direct Deposit eliminates the need for a trip to the bank or mailing the checks for deposit into your account. Direct Deposit reduces risk of checks being lost in the mail, misplaced or stolen.  Member FDIC

Sizes from 3" high by 5" wide, to 10" by 10" as available, at competitive annual rental costs.

CAL is our Customer Assistance Line, available 24-hours a day, 7 days a week through your touch tone telephone.

MasterCard or Visacards offer a competitive annual percentage rate, an interest-free grace period and available charge account protection.

Our Debit Card, for checking accounts only, is a popular alternative to using cash and checks to pay for purchases at retail locations and restaurants worldwide. The card may also be used at our ATM locations at no charge. The use of the Debit Card at ATM's not owned by our bank will result in a service charge. However, when used at point of sale, cash may be obtained without service charge.

Approval for overdraft protection establishes a personal, unsecured loan of a predetermined maximum amount to balance your account if you should overdraw, or to provide you with an immediate personal loan account resource.  Member FDIC

A non-interest bearingaccount into which regular deposits can be made during the year. In November, Christmas Club members receive a check for the amount deposited during the year.  Member FDIC