Local decisions.  Local service.  Feels like home!

At Clear Lake Bank & Trust, we understand that buying or refinancing a home is one of the biggest financial decisions you will make. As a locally owned bank since 1934, we’re here to simplify the process for you with:

• simple online mortgage applications;

• convenient locations in Clear Lake, Garner and Mason City;

• an experienced staff of lending experts;

• competitive interest rates;

• low closing costs;

• local servicing of your loan, meaning your loan will remain with the bank you know and trust, Clear Lake Bank & Trust.

Together, these things mean one thing for you - peace of mind for the life of your loan.

The mortgage experts at Clear Lake Bank & Trust are excited to offer you this outstanding mix of great product, great price, and great service. Stop in or call one of our real estate experts today to learn more about what Clear Lake Bank & Trust can do to make your home ownership dreams happen!