Welcome to Harvest Moon!

Services Offered By Terry Bialek

Whether you are implementing a new Employee Benefit Plan or would like changes to your current Employee Benefit Plan, TEN STAR Group Benefit Specialists Inc. thoroughly review your company's specific needs and concerns while developing a plan design that will provide efficient coverage and cost containment. We are able to match current plan designs and/or provide plan alternates.

Our highly sophisticated analysis aids us in developing efficient plan designs. We are specialists in:

• Plan Design - Discussion and analysis of needs and desires; creation of appropriate plan formats.
• Quotations - We have developed a good reputation and rapport with the major insurance carriers in Canada. We are able provide all types of Group Insurance quotes such as: Fully Insured, ASO, Flex Benefit and Self-Funded Plans.
• Analysis - Our strength lies in the technical analysis of existing Employee Benefit Plans.
• Recommendations - Opinions and recommendations are presented in easy to understand format and plain language, based on plan superiority and carrier capabilities.
• Implementation - Assistance is provided in setting up administration and enrollment procedures to get a plan underway.
• Service - We provide ongoing help with questions, concerns, administration and claims issues. We pride ourselves on providing superior service.
• Communications - Staff training, management advisement and employee orientation are provided to our clients. Seminars to the employer on different aspects such as taxation rules, new market trends etc. are also available.