Ruoff Home Mortgage is a fully approved HUD Direct Endorsement independent mortgage bank committed to helping you find the right mortgage product for your needs. We are licensed in Indiana, Illinois and Michigan. Because we understand that every borrower is different, we offer a variety of products to meet your individual requirements such as conventional mortgages, FHA mortgages, VA mortgages, new construction mortgages, and home equity loans. We also offer first-time homebuyer programs through Indiana Housing and Community Development Authority.

With over 25 years of experience, we make the process of securing a mortgage simple and straight forward - with no hidden costs and no surprises. Our own in-house processing, underwriting and closing departments can help expedite the whole process while providing individual personal service. Contact us today to find out more about our low closing costs and great rates on our many flexible mortgage products.

Ruoff is also an independent insurance agent offering homeowners insurance, auto insurance, and life insurance products.