Congratulations on your decision to buy a new home!  There are many important things to consider throughout the process, especially if you  are a first-time homebuyer.

A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details.  With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.

Count On Your Real Estate Agent To:

1. Preview available homes to weed out those that are overpriced, or undesirable in some other way.
2. Present the homes that suit your needs as you defined them.
3. Help you determine the difference between a "good buy" and a property which, because of its nature (neighborhood, market appeal, etc.), might have to be discounted if you decide to sell in the future.
4. Negotiate the best deal for you.  With a Pre-Qualification letter from First Choice Mortgage in hand, your Real Estate Agent will be able to demonstrate that you are a qualified and capable borrower.  This will strongly influence the Seller, and may make the difference between the Seller accepting your offer or someone else's.

Count On Your Loan Officer To:

1. Assist you in selecting the best loan to meet your personal situation and goals.  This single decision can save you thousands of dollars throughout the years.
2. Keep you informed of your loan status throughout the entire process.
3. Get the appropriate loan for you at the best rates and fees.  This will save you significant money up front and throughout the years to come.