Citywide Insurance Group also offers renters and condo insurance, which provide personal property and liability coverage.

Do I need homeowners, condominium, or renter insurance?

Insurance can help have peace of mind, knowing that in the event of a covered loss, your damaged home will be rebuilt and your destroyed belongings will be replaced. Types of coverage’s include:

 

• Dwellings and other structures
  For most of us, our home is the single largest investment we will make. Homeowners insurance provides coverage for damage to your home and other structures on your property such as a shed or detached garage. For townhouse owners, your townhouse and separate structures are covered for almost any type of damages except for a few common exclusions, such as wear and tear, earth movement, flood, nuclear hazard and earthquake.
  
   
• Dwelling Improvements, Alterations, and Additions
  Condominium owners are covered for accidental damage to improvements you make in your unit for which your association's policy does not provide coverage, subject to your condo insurance policy limits.
  
   
• Loss assessment
  Condominium owners will also receive up to $1,500 for assessments arising from covered damage. This can be used to pay for your share of property damage or injury awards for which your association's policy does not provide coverage. Typically, up to $50,000 is available, but this may vary depending on your policy.
  
   
• Personal Property
  Homeowners, condominium, or renters insurance also provides coverage for your household contents and personal belongings. You may think your couch, coffee table, sweaters, shoes, coats, TV, VCR and CD player aren't worth a lot, but those items all add up when you have to replace them.
  
   
• Personal Liability
  Finally, in the event someone is injured on your property or you damage property that belongs to others, you could be held legally liable for the injury or damage. A homeowner, condominium or renter policy provides liability coverage and personal property insurance should this ever occur.

*Only up to the limits of the insurance coverage’s purchased.
 

 

Does your Auto insurance meet your needs? A Citywide Insurance Group agent can review your coverage, help you identify potential gaps, and let you know about any discounts for which you may qualify.
 

 

At Citywide Insurance Group we know that Life insurance can be the foundation of your financial security and can help you leave a lasting legacy. Because your needs are different from anyone else’s, we offer a broad range of life insurance products to help provide financial protection.
 

 

The success of a business, whether it's a tiny enterprise run out of a basement or a large corporation, is largely dependent on hard work and ingenuity. However, no matter how industrious you are, one disaster can wipe out all your profits and even destroy your business. The key to making sure that all the effort and money you have invested in a business doesn't disappear when a disaster strikes is to protect it with the appropriate insurance.