Auto Insurance

Auto Rental Service

Farmers® offers a network of pre-screened, nationally-known, rental car companies that will provide free pickup and delivery, direct billing to Farmers and an automatic deposit waiver (not available in all areas) while your vehicle is being repaired. Even in an accident at which you are at fault, Auto Rental Service provides service.

Bodily Injury Coverage

This insurance coverage has policy options that cover medical, legal, and property repair expenses for the injured party, whether it be you, your passengers, or the person you’re at fault for injuring.

Business Auto

What would happen if your business vehicle was stolen? What if an employee is injured while driving the company car? Business auto coverage usually includes both comprehensive and liability coverage to protect your vehicle against damages and to protect your business against liability losses.

Collectible Auto

You're on your way to the annual auto show, when someone rear-ends your classic 1957 Chevrolet. Fortunately, you had Collectible Auto insurance. The Collectible Auto Program has more features customized specifically for collectible car owners than a standard auto policy.

Collision Coverage

Whether it's icy roadways, a blind spot, or an uncontrolled intersection, Collision Coverage pays any amount more than your deductible to restore the damage done to your vehicle to factory new condition in the event of an accident.

Comprehensive Coverage

While Collision Coverage is for accidents on the road, Comprehensive Auto insurance is for everything else that could damage your vehicle: fire, theft, floods, collision with an animal or bird, storms, riots, and earthquakes.

Fault or No-Fault Coverage

Who pays for the damage done to your vehicle? It actually depends. If you live in a no-fault state, your insurance will cover you. If you live in a fault state, the accident-causing party's insurance will cover you. To learn more about your state's requirements and how they affect you, please contact me at any time.
 

Home Insurance

Applicants with Credit or Loss Problems

Having a loss on your record doesn’t mean it’s impossible to get insurance. Farmers insurance also offers coverage to applicants with credit or loss issues, including applicants who have been declined, cancelled or non-renewed by another insurance company.
Flood Insurance

Flood insurance is a good buy, even in low or moderate risk areas, as nearly 25 percent of all flood insurance claims come from low-to moderate-risk areas.* *http://www.iii.org/media/facts/statsbyissue/flood/ **Although this statistic is from a reputable source, it comes from a third party website, and Farmers is not responsible or liable for information provided.
Identity Shield

The average victim takes 175 hours to restore their lives after identity theft. In addition to insurance coverage, Farmers Identity Shield offers proactive monitoring tools, identity resolution services, travel assistance and document replacement, as well as preemptive education resources.

Life Insurance
 

What kind of Life insurance¹ fits my needs?

In a nutshell, Life insurance comes in two forms: Term insurance and Permanent insurance.
Term vs. Permanent Insurance

Term insurance provides coverage for a set period of time and is usually less expensive. It provides the greatest amount of coverage for the lowest initial cost. You may find that a Term policy is a good choice if you have temporary needs or if your funds are limited.

Permanent insurance, which includes Whole Life and Universal Life, may be the right fit for you if you want to cover a long-term need such as income for a spouse, legacy planning for children or end of life expenses. Permanent insurance may initially cost more, but may accumulate cash value.

It's difficult to say exactly which kind of Life insurance is better, because the type of coverage that's right for you all depends on your individual circumstances and financial goals. A combination of Term and Permanent insurance may be the right solution.

Universal Life insurance

• Flexible coverage
• Options for timing and method of premium payment
• Tailor coverage to your personal needs