Welcome to Halbrehder Family Agency 

Insurance broker specializing in personal and business insurance. We represent many companies so we can shop for our clients to get them the best rate and coverage for their situation.

We represent 9 auto insurance companies. We represent 13 home insurance companies.

Reasons to Choose Us:

Price - Customers receive a wide range of insurance advice that varies from agency to agency. This being said, it is often difficult to determine which agents and agencies are looking out for your best interest and will match the best company and rate for all your family's insurance needs. Co-owners Paulette and Jay each have over a decade of experience and over 36 years of combined experience in the insurance industry. The accuracy of your insurance advice is maintained through Paulette and Jay's hands-on approach with their staff as well as their customers.

As an agency, we understand that no one wants to pay more for their insurance than they have to. As an independent agency, we have the ability to work with many insurance companies, providing home and auto insurance Cape Coral residents rely on. All companies differ in their likes and dislikes for what type of business they are looking for. The more competitive insurance rates often reflect what type of business they are looking for. No one company will be the best priced for everyone. By having access to many top-rated companies, we feel we can find a company with competitive rates for all types of people and different situations, tailoring Cape Coral home insurance and auto insurance to fit their unique needs.

Industry Knowledge - Today's insurance market is rapidly changing and you, the customer, are feeling these effects through increased premiums and numerous companies fleeing the Florida insurance market. It's not enough to just read the papers and speak to company management anymore. We, as agents, are members of different organizations that work specifically to follow company changes in the market, changes in government legislation, and keeping you, our customer, up to date with products and company insight. These organizations include FAIA.

Technology - Our agency is paperless, meaning your information is filed in our computer database for optimal organization of our files and secures storage of your personal information. Any documentation is shredded at the point at which it is scanned into our database. All your information is accessible at the touch of a button and heavily secured through firewalls and passwords. There is no chance of losing valuable information as it is backed up instantaneously as it is entered into our computer's database. The agency has also been set up to for complete remote access. This ensures that in the case of an emergency, we can be up and running again within minutes, instead of hours or days. If a disaster strikes, you would still be able to call your agents, Paulette and Jay, to obtain information or have questions answered.

Service - We strive to make your experience with our Cape Coral insurance agency as convenient and friendly as possible. During office hours (M-F 9:00am to 5:00pm), always speak to a real person. We have more employees than phone lines, so we work hard to make sure that a real person answers the phone, to make sure that people are taken care of as quickly as possible.