Residential Insurance
We know how important your home is to you. Often, it is your single biggest investment and you want to be certain it is well protected. We have three levels of coverage available to suit your needs – Standard, Broad and Plus; protecting:
Your home. Our home owner product protects your house and outdoor structures
Your contents. Your valuable possessions are covered.
You. Your personal liability is covered for $1 million anywhere in the world.  Additional coverage is available upon request.

Other coverage you may want to consider adding to customize your insurance for your specific needs:

• Guaranteed Rebuilding Cost
• Personal Articles Coverage
• Sewer, Septic Tank, Drain or Sump Backup Coverage
• Identity Theft
• Combined Limit
• Building By-laws and Code Compliance
• Glass Deductible Reduction
• Home Operated Business

Tenant’s Insurance
We have two levels of coverage available to suit your needs – Standard and Plus, protecting:
Your contents. Your valuable possessions are covered.
You. Your personal liability is covered for $1 million anywhere in the world.  Additional coverage is available upon request

Other coverage you may want to consider adding to customize your insurance for your specific needs:

• Personal Articles Coverage
• Sewer, Septic Tank, Drain or Sump Backup Coverage
• Identity Theft

Farm Insurance 
Kings Mutual came into existence to provide cost effective insurance protection for farms. We continue this tradition today. We know that every farm operation has unique insurance requirements. We offer specialized Farm Insurance coverages for:

• Farm Buildings
• Farm Produce
• Farm Machinery and Equipment
• Farm Livestock
• Loss of Farm Income
• Farm Liability
• Farmer’s Limited Pollution Liability