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Last Updated: Oct 31, 2024
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Ruth Smith Senior Loan Officer
rsmith@villagebankmortgage.com Phone: 703-368-9248 Cell: 703.402.4005 NMLS #293810
Whether you are a first time homebuyer or a long time homeowner, Ruth Smith is the lender for you. Her laid back style and years of experience will put you at ease as she walks you through your various mortgage options until you find the perfect fit for your situation.
Oh, by the way, did I mention Heltzel Mortgage offers a variety of loan products and most importantly, grant programs for down payment and closing cost assistance.
Our Programs include:
Our Grants Include:
* All Grant programs are subject to change and borrower qualification. Please contact your VBMC Loan originator for more details.
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