Continental Home Loans Inc. (CHL), is a multi-state licensed banking entity that originates mortgage loans directly to consumers. As a direct lender, we strive to provide the highest level of integrity and a genuine caring and concern for our customers. At CHL we believe “Your Future Starts With Us.” We take a personalized, comprehensive and consultative approach and carefully guide all of our customers through the home buying and refinancing process. We take many factors into consideration when suggesting the right loan. We analyze current and future monthly cash flow, as well as short- and long-term financial planning goals.