Short Pump Insurance
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We Offer:
Last Updated: Dec 23, 2024
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Homeowners
ERIE’s HomeProtector policies automatically include a full complement of standard features that cover your dwelling, personal property and other structures. The policy also includes liability protection, loss of use and medical payments to others coverage. You may take advantage of the higher deductibles, discounts and credits to reduce your insurance premiums, and you can add endorsements to your policy to broaden the protection limits even further. Deductible Paying for smaller claims yourself allows you to lower your homeowners insurance premiums by choosing a higher deductible. ERIE offers a choice of deductibles, including: Discounts & Credits
Endorsements ERIE offers a variety of optional coverages to meet your individual needs and these can be added to your homeowners policy by endorsement for a minimal additional premium:
Payment for direct loss caused by water or sewage that backs up through sewers or drains. Payment up to an additional 10 percent of the amount on dwelling coverage for loss to trees, shrubs, plants and lawns on the residence premises. Waiver of deductible shown on the policy declaration page for any loss from covered peril exceeding $50,000.
If you would like a comprehensive review of our homeowners insurance program, please contact us.
AutoNext to your home, your automobile is often the most expensive piece of property you own. As a result, it is important to seek the best value when buying your insurance. To ensure that you have the proper protection, there are a number of ways that you can reduce the cost of your auto insurance premiums while obtaining the coverage that you need, including:
Deductibles Choosing higher deductibles for collision and comprehensive coverage is an easy and cost-effective way to lower your auto insurance bill. In many cases, the premium savings realized by switching to a higher deductible may be enough to offset the cost difference of an increased deductible in just a few years. Discounts
Driver-related Discounts Good drivers who have no accidents or violations receive the most competitive rates, but there are other factors that can reduce your premiums even further, including:
Vehicle-related Discounts You can save even more money on your auto insurance by choosing a vehicle with the following safety equipment:
If you are interested in obtaining more information or an auto quote, contact us. For help understanding your auto policy, check out our auto policy road map.
LifeIf you have a family to protect,a sound life insurance program is the perfect solution. There are two basic types of life insurance needs: temporary and permanent. Temporary needs include home mortgages or short-term debt reduction, family income and educational expenses and can last as little as one year or last 20 to 30 years or longer. Term insurance is the most cost effective method of insuring many short-term needs. There are a variety of plans to choose from, ranging from an annual renewable term (1 year plan) to a level term plan that could last 5, 10, 20 or 30 years. Permanent needs include those that last for your entire life or potentially for periods of 15 years or more. Permanent insurance needs include final expenses, funds the cover estate taxes and retirement savings protection. Permanent and universal life plans are ideally suited for meeting these goals. The primary purpose of life insurance is to provide cash for your family in the event of your death to ensure that they can remain in their home and continue to maintain an adequate standard of living. There are a number of factors that determine the cost you pay for life insurance including:
If you are interested in obtaining more information or a quote, contact us.
CommercialWe know how hard you work to cultivate and maintain your business. We also know there are risks you face every day that threaten what you’ve built. We put that knowledge to work by offering products and liability coverage to soundly protect you and your business. If you are interested in obtaining more information or a quote, contact us.
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